๐ŸŒฑBaby Financial Guide

Everything you need to do financially when you have a baby โ€” in the order you need to do it.

Sorted by urgency. Updated from birth through age 18 โ€” with reminders along the way.

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100% free
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Birth to 18
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Email reminders
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Ready?
Get Started โ†’
Start the checklist
โšก Urgent ยท Week 1
Add baby to health insurance
Get life insurance
Update your W-4 with your new dependent
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Week 1 priorities

Start here โ€” some of these have deadlines.

The first few weeks after birth have real financial deadlines. We sort them by urgency so you never miss a window.

Week 1 Checklist
33%
done
Add baby to health insurance
30-day window from birth โ€” don't miss it
Urgent
Get life insurance
Recommended: 10โ€“12ร— your annual income
Urgent
Update your W-4 with your new dependent
More take-home pay starting your next paycheck
Urgent
Create or update your will
Name a legal guardian for your child
Soon
Register for Social Security number
Can be done at the hospital
Soon
Open a 529 college savings account
Earlier = more compounding time
Later
Your roadmap

From the delivery room to move-in day.

See the full checklist โ†’
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Week 1โ€“2
First Steps
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Month 1โ€“3
Protect Your Family
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Month 3โ€“12
Build Savings
Year 1โ€“5
Plan for School
Year 5โ€“18
The Long Game
Why it works

Built for real parents, not spreadsheets.

Sorted by urgency
Health insurance, Social Security, birth certificate โ€” these have deadlines. We put the time-sensitive tasks first so you don't miss a window.
Saves your progress
Create an account to keep your checklist synced across every device. Come back to it from your phone at 2am or your laptop on a Sunday afternoon.
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18 years of guidance
One running list from the delivery room through college financial aid forms. You'll never wonder what the next step is.

Ready to feel ahead of it?